Australia’s property landscape is undergoing significant shifts, with policy changes and affordability challenges reshaping the market.
The Federal Government is considering adjustments to investor tax benefits, including negative gearing and capital gains tax rules. While aimed at improving housing supply, these changes could push rents higher and impact investor activity.
At the same time, affordability remains a key issue. Nearly half of Australians now believe they cannot purchase a home without financial support from family, highlighting the growing reliance on the “Bank of Mum and Dad”.
Meanwhile, lenders are competing aggressively with cashback offers, but many of these deals come with higher interest rates or hidden long-term costs, potentially leaving borrowers worse off.
With additional infrastructure investment such as transport system upgrades also underway, Australia’s housing and financial environment is becoming more complex.
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